您现在的位置是:主页 > 线上正规赌钱app > 夏心愉出現這些現象的私募基金,基本上不會靠譜

夏心愉出現這些現象的私募基金,基本上不會靠譜
2020-01-06 23:27   来源:  www.rozanews.com   评论:0 点击:

夏心愉出現這些現象的私募基金,基本上不會靠譜“愉見財經”的一個朋友買了一只私募產品,中招了:在產品兌

“愉見財經”的一個朋友買了一只私募產品,中招了:在產品兌付展期大半年都沒人搭理后,一切迎來了大結局:這家私募基金干脆失聯了,APP也登陸不上了。

A friend of the company's bought a private-equity product: after the product's payment extension lasted for more than half a year, it all ended up: the private-equity fund simply went missing and the app couldn't land.

-私募基金都是高大上的,是替有錢人管理財富和錢生錢的;-私募可不是騙人的P2P,他們是證監會發放的牌照、是持有國家正規金融牌照的,所以不可能發生詐騙;-私募基金基本上就是利息更高的銀行理財產品;-在私募執業的可都是金融專業的海歸,全部都是值得信賴的內行人。然后其實并不盡然。

- Private-equity funds are tall and manage wealth and money for wealthy people;- Private equity is not a fraudulent P2P, which is a licence issued by the SFC and is a national formal financial licence, so there is no possibility of fraud;- Private equity funds are basically higher-interest banking products;- Private equity practice can be practised in the financial profession, all of which are trusted professionals. And then it wasn't.

首先,對于很多私募銷售開口閉口說自己有“金融牌照”、受證監會監管等,請各位明辨,私募基金管理人登記證明,是一種登記備案,并不是一張“金融牌照”,更談不上任何人(政府、監管、托管人)有義務來兜底。

First of all, for many private sales to say that they have a \"financial licence \", by the supervision of the commission, and so on, please distinguish, private fund managers registration certificate, is a kind of registration record, not a\" financial licence \", let alone anyone (government, regulatory, custodian) has an obligation to cover the bottom.

私募基金的登記備案,不代表對私募基金后續的合規運營、投資能力進行了背書,更不代表備案過了就一定會剛兌,或保證投資人財產安全。

The registration and filing of private funds does not represent the endorsement of the subsequent compliance operation of private funds, investment capacity, not to mention the record will certainly be just confirmed, or ensure the safety of investors property.

其次,“愉見財經”聽到過一個很扯的說法,說銀行的理財產品也說自己不保本不保息,只有4%,私募基金也說自己不保本不保息,但有8%,所以顯然是后者劃算啊……我暈啊……

Secondly,\" happy to see finance \"heard a very bullshit saying that the bank's financial products also said that they do not keep interest, only 4%, private equity also said that they do not keep interest, but 8%, so obviously the latter is a good deal. I'm dizzy...

講真,過往的那種銀行“資金池對資產池”的理財,說實話其實都是銀行自己的隱性背書,不會出事的;現在轉凈值化了,收益雖浮動但其實更明晰,大家投資前可以看個風險等級,那些低風險的,其實是相當穩定可靠的。

To tell you the truth, the bank's \"fund-to-asset-pool\" financial management in the past is, in fact, the implicit endorsement of the bank itself, it will not happen; now the net value, although the return floating but in fact more clear, we can see a risk before investment, those low-risk, in fact, is quite stable and reliable.

而私募產品呢,一則,要高度警惕是不是根本就是拿著虛假標的、進行自融等,而套著個“私募”的幌子。前陣子不還爆出了個雷人事件,某家私募原來是一個負債累累的在逃“老賴”控制的,只是臺面上讓自己的司機出任法定代表人和董事長,用4年時間非法募集了近40億元,最終東窗事發,被警方刑拘,留下近21億元去向不明的兌付窟窿。

And private-equity products, a high degree of vigilance is not simply with false targets, self-financing, and a \"private\" cover. A few days ago there was not a thunderbolt incident, a private equity was a debt-ridden \"rascal\" control, only on the table to let his driver as legal representative and chairman, four years illegally raised nearly 4 billion yuan, the end of the incident, was arrested by the police, leaving nearly 2.1 billion yuan to the unknown payment hole.

二則,就算這家私募不是騙子,也還要關注他們的實際投資能力、關注自己的錢到底投進了什么標的以及標的運營情況。其中涉及投資標的風險、流動性風險、募集失敗風險、基金運營風險,這些都會帶來最終的資金損失風險。

Second, even if the private-equity firm is not a liar, it should also pay attention to their actual investment ability, their own money into what the target and the operation of the target. It involves the risk of investment target, liquidity risk, raising failure risk, fund operation risk, which will bring the final risk of capital loss.

所以“愉見財經”寫稿子有時候也覺得尷尬。銀行理財吧,為了合規必須說自己“不保本”;私募吧,為了拉生意還各個都說“放心吧,肯定保本保收益”。兩者相比,誰靠譜,其實很明白了。

So it's sometimes embarrassing to write a book. Bank management bar, in order to comply with the need to say that they \"do not maintain capital \"; private equity bar, in order to pull the meaning of each said\" rest assured, definitely protect the benefits.\" Compared with the two, who is reliable, in fact, very clear.

不過話分兩頭說,私募基金魚龍混雜,換句話說,真龍還是有不少。也因此,私募基金的投資門檻的確是高的。那是給真正懂行的合格投資人去判斷的,他們能夠鑒別出靠譜的有投資能力的私募,不管是投向一級還是二級市場的。所以監管規定了,投資于單只私募基金的金額不低于100萬元,且符合,金融資產≥300萬或三年個人年均收入≥50萬元。

However, the words are divided into two ends, private funds mixed up, in other words, there are still a lot of real dragon. Therefore, the threshold for private equity investment is indeed high. That's for qualified investors who really know the job, who can identify reliable private equity, whether it's in a primary or secondary market. So the regulation stipulates that the amount of investment in a single private fund is not less than 1 million yuan, and in line with, financial assets ≥3 million or three years of individual annual income ≥500,000 yuan.

但是很多私募會想辦法來突破這些門檻,比如常見的就是拆標、轉讓,用這些方式把100萬的門檻拆成了散份,這樣就把不具備風險判斷能力的普通投資人都引誘上船。

But many private-equity firms will find ways to break through these barriers, such as removing bids, transferring them, and using them to break down the 1 million threshold so that ordinary investors who don't have the ability to judge risk are lured on board.

我還是建議普通投資人,不要去貪私募的收益。此外不管哪位,投資私募,還請務必在各種企業查詢軟件上查清楚您的私募管理人情況和標的情況,排查那種股權套來套去的,排查已有法律訴訟風險的。

I still advise the average investor not to be greedy for private-equity gains. In addition, whoever invests in private equity, please also be sure to check your private equity manager's situation and the underlying situation on various enterprise inquiry software, check that kind of equity cover, check the legal litigation risk.

最后說幾句“愉見財經”的武斷主觀判斷。我見過的真心靠譜的私募,其實都是相對實誠和低調的,人家是真心在投研和獵獲優質資產的,跟你講的都是艱澀的投資邏輯,一般不會拍著胸脯吹噓。所以以下這些現象,基本上不靠譜:

Finally say a few words \"happy finance\" arbitrary subjective judgment. I have seen the true and reliable private equity, in fact, are relatively honest and low-key, people are really in the research and acquisition of high-quality assets, you are talking about the difficult investment logic, generally will not beat the chest bragging. These phenomena are therefore largely unreliable:

-宣傳時就承諾本金收益不會損失,甚至鼓吹翻番、翻幾番;-專攻老年人等無專業能力投資人的,在普通居民樓宇發宣傳單廣撒網,甚至組團老年人出游參觀等;-喜歡找各種名人站臺吹噓,特別喜歡上媒體廣告,各種扯虎皮當大旗;-有事沒事就高舉“金融創新”、“普惠金融”大旗的;-銷售員們群芳斗艷,各款美女齊備的;-銷售員們說著貌似專業的術語,但連他們自己都解釋不清產品標的和結構設計的……遇到以上,敬而遠之吧。

- Promised that the principal income would not be lost, or even doubled;- Specialized in the elderly and other unskilled investors, in the ordinary residents of the building publicity leaflets, or even group visits to the elderly, and so on;- like to find a variety of celebrity platform bragging, especially like the media advertising, all kinds of titillating;- something high on the \"financial innovation \",\"\" inclusive finance\" banner;- the salespeople to fight, the various beauty of the complete;- salesmen said the technical terminology, but even they explain the design of the product and the target. Meet the above, stay away.

中國證券投資基金業協會昨天公布了《關于失聯私募機構最新情況及第三十三批疑似失聯私募機構的公告》,更新給關心私募的各位。

The China Securities Investment Fund Association released the \"Notice on the Latest Situation of Missing Private Equity Institutions and the 33rd batch of Suspected Missing Private Equity Institutions\" yesterday, which was updated to everyone concerned about private equity.

截至2020年1月2日,中基協已公告1067家疑似失聯私募基金管理人,近期,協會在自律核查工作中發現35家新增疑似失聯私募基金管理人。(請見文末附表)

As of january 2,2020, the association has announced 1067 suspected missing private fund managers, and recently, the association found 35 new suspected missing private fund managers in its self-regulatory verification work. (See table at the end of the text)

之前聽說過其中某家,廣募銷售人員,從不告訴銷售人員真實標的是什么,只是給銷售灌輸話術,給每個銷售硬壓下KPI,要求試用期內必須拉足5個人頭(每人至少投資100萬)的投資客。很多銷售走投無路,只能坑親戚朋友。

I've heard of one of them before, recruiting salespeople, never telling the salespeople what the real target is, just instilling words into the sales, pressing kpis under each sale hard, requiring five investors to pull their heads (at least one million per person) during the probation period. A lot of sales are desperate, only to pit relatives and friends.


相关热词搜索:

上一篇:報復來了伊朗伊斯蘭革命衛隊高官美國在中東35個重要目標,觸手可
下一篇:没有了

分享到: